Trucking Case Value Drivers
By Jason Hicks | Updated: Jan 2026
Commercial trucking cases can involve different proof, coverage, and defendant issues than ordinary car-wreck cases. Here is why:
Higher Insurance Policies
Federal law requires commercial trucks to carry minimum liability coverage of $750,000 to $5,000,000, depending on what they haul. Compare that to Oklahoma's $25,000 minimum for passenger vehicles.
Corporate Defendants
Trucking cases may involve a motor carrier, broker, shipper, loader, maintenance provider, or other commercial entity. Identifying the correct parties and coverage can materially affect the case.
Regulatory Violations
Trucking companies must follow Federal Motor Carrier Safety Regulations. Violations—like hours of service fraud or inadequate maintenance—can support punitive damages.
Catastrophic Injuries
Heavy commercial vehicles can cause severe injuries. Medical prognosis, future care, earning capacity, and life-care planning often become central valuation proof.

About the Author
Jason Hicks is a trial lawyer specializing in catastrophic injury and civil rights litigation. He has recovered over $30 million for clients across Oklahoma.
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