HICKS LAW FIRM

Commercial vs. Personal

Why a collision with a company vehicle is not "just a car accident."

Federal Regulations (FMCSR)

Commercial drivers are professional operators held to a higher standard. They must follow the Federal Motor Carrier Safety Regulations. Violating these is negligence per se.

Key Differences

  • Insurance Limits: Commercial policies often start at $750,000 or $1,000,000, whereas personal policies can be as low as $25,000.
  • Respondeat Superior: The employer is liable for the acts of the employee committed while working.
  • Negligent Hiring: We can sue the company if they hired a driver with a bad record or failed to train them.

Who Qualifies?

Any vehicle used for business purposes: 18-wheelers, UPS/FedEx vans, Uber/Lyft (during rides), construction trucks, and even sales fleet sedans.

Is It A Commercial Case?

Identify hidden insurance policies that standard accident lawyers miss.

Check Commercial Status
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